Northern Payments

About Northern Payments

Northern Payments is a specialist payment consultancy based in Harrogate, serving businesses across the North of England and the wider UK.

We help high-risk and underserved businesses - including those in the CBD, vape, e-commerce, and Travel sectors - access fair, fast, and reliable card payment solutions.

Our service is fully independent. We connect clients to a trusted panel of UK acquirers, helping with merchant accounts, ecommerce gateways, card terminals, and ongoing support - all completely free.

Whether you’re just launching or looking to switch from an expensive provider, we simplify the process with clear advice and a hands-on approach.

Based in Harrogate | Supporting clients in Leeds, Manchester, York, Sheffield, and beyond.

At Northern Payments, we provide expert support for:

• Merchant account setup.
• Ecommerce payment gateways.
• Card terminal and EPOS solutions.
• High-risk sector approvals (CBD, Vape, Travel, Gaming etc. ).
• Assistance switching from expensive providers.
• Personalized payment audits.

We understand that every business has unique needs. That’s why we tailor our recommendations - ensuring fast approval, transparent pricing, and ongoing support from setup through to go-live.

We work with a wide range of businesses, from new startups to established companies across the UK and EU in all sectors.

Providing our own client onboarding portal, we keep you fully updated throughout your setup and beyond, with live chat and aftercare support for when you need it most.

Our mission at Northern Payments is to provide our clients with a customer focused experience where they feel valued and supported from the start.

Having nearly a decade of experience working in payments, we understand the frustrations our clients go through in handling their payment services. Offering a second line of support we are expertly placed to help negotiate the strongest terms and make sure your payment account is managed correctly by your chosen acquirer.

We’re proudly independent - not tied to any single acquirer - which means our advice is always in your best interest. Our clients value honest guidance, plain-English advice, and access to options that traditional sales reps won’t offer.

1. Free consultation – We discuss your business model, challenges, and payment needs. No jargon, no pressure.
2. Bespoke quote – You’ll receive a personalised comparison across trusted providers, with clear pricing and honest advice directly from a member of our team.
3. Go live with confidence – Once you choose the right option, we support you through onboarding, setup, and beyond.

We’re your single point of contact throughout - no call centres, no chasing account managers. Just real help, when you need it.