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LEA Financial Services Ltd

27 Reviews
Highly Recommended
Member 13+ Years
341679
6 Keppel Place
Stoke
Plymouth
Devon
PL2 1AX

Tel:
01752 56****
Mobile:
07799 66****


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Mon - Thu: 09:00-19:00
Fri: 09:00-18:00
Sat: 10:00-14:00
Sun: Closed

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Member since : 22 Feb 2011
Manually reviewed : 7 Sep 2011
Last updated : 25 Jun 2024

About LEA Financial Services Ltd


Plymouth-based, family-owned financial services company offering services throughout the UK, operating since 2008 but with many years experience in financial services and other business sectors.

We specialise in advising and arranging mortgages for all types of buyers, movers and stayers, whatever their circumstances and, because you have time pressures, we are available to you throughout the day and into the evenings and weekends.

We assist first-time and subsequent buyers, re-mortgagors, buy-to-let and holiday let landlords, buyers of overseas properties and commercial properties.

Whatever your needs, in order for us to give the most appropriate advice, we have to understand you. LEA Financial Services (LEA FS) will ask you to attend an interview where we can establish your situation and circumstances and what you wish to achieve. We will also ask you for proof of identity, address, income, etc.

Once we have established these facts, we will produce for you a fully-illustrated quotation for the service/product you have requested along with our explanation for why we make that recommendation.

LEA FS offers advice and arrangement services for residential, buy-to-let, commercial and foreign property mortgages, secured and unsecured loans, development and asset finance and a wide range of insurance protection services for personal and business clients. We also can offer assistance in locating specialist services such as solicitors, surveyors, energy cost savings, company incorporations, etc.

LEA FS is a fully independent financial advisory firm that is authorised and regulated by the Financial Conduct Authority (FCA). We advise on and arrange mortgages, remortgages and insurance protection products for private individuals including first-time and subsequent buyers. We can assist with Right to Buy, New-Build Home-Buy, Shared Ownership and Shared-Equity mortgages.

In addition, we offer advice and arrangement to landlords of buy to let properties, portfolios, commercial and foreign property owners. Please note that the FCA does not regulate the majority of these types of transactions.

Whilst the business is based in Plymouth, the vast majority of our clients are spread around the UK. Most of these have joined us as a result of recommendations from satisfied customers.

Our client base is broad but includes landlords of buy to let and holiday let portfolios, University Deans, senior Local Authority officers, Company Directors, etc.

LEA FS is regulated by the Financial Conduct Authority (FCA) and our Firm Reference number is 482614 and with the Information Commissioner's Office with the Data Protection Register number of Z1354876. We are a member of the Association of Mortgage Intermediaries (AMI), the National Association of Commercial Finance Brokers (NACFB), the Chartered Institute of Insurance (Society of Mortgage Professionals) - CII(SMP), the Institute of Financial Services (IFS), The Chambers of Commerce (CoC) and the Federation of Small Businesses (FSB). We are also members of the Buy With Confidence scheme, which is run by the local authorities on behalf of Trading Standards.

LEA FS is family-owned and staffed. The 3 Directors have, between them, over 60 years of management and business experience in both public and private sectors inside the UK and elsewhere. The Directors are also engaged in a number of other ventures and are fully-qualified to meet the demands of a Financial Services Company.

The Company is owned and run by Les, Eileen and Andrew Whitfield. Les and Eileen were instrumental in setting up our first Financial Services business back in 1997 and have been fully involved in the industry ever since. When LEA FS was incorporated in 2008, Andrew joined the board as a Director and as the Company Secretary. Andrew is also Director of a number of other companies that operate in the IT field.
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27 FreeIndex Reviews - Ranked 13th out of 133 UK Mortgage Brokers

Rating Distribution

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Alberto Ciniccola
Crayford
Another successful case! Thank you, you are the best!
Response : Thank you for your kind words, Alberto. Processing was not helped by the rather casual approach by the legal team but we got there. I am delighted that we were able to help you again.
Christophe...
Camberley
I will forever use Lea Financial Services LTD, they are professional, well organised, seasoned practitioners, that get the job done promptly. All their partners and referrals also conduct themselves in this way. Their advice is spot on, and their ability to source the right products for you is second to none. I have been using this company for over 10 years.
Response : Thank you Christopher for your kind review and for your continued custom. You have always been very prompt in supplying everything we have needed to get the offers in place; you are great to work with. We look forward to your next project.
Blair Jollands
Leytonstone
Les is always available to help out with his wealth of information and advice. Highly Recommended.
Response : Thank you Blair; we were delighted to help you on both your mortgage requirements over the last year and thanks for entrusting us with them both.
Lucie Zammit Barat
Brighton
Absolutely the best broker I've ever used. Les tirelessly searched for products and never gave up - our needs were complex and stressful, were it not for Les, we wouldn't own our 'forever home'. In fact, we were ready to throw in the towel. It was Les who worked over the weekend to find solutions and inevitably, get us the deal we needed. We would never use anyone else and have recommended him to friends and colleagues. .
Response : Thank you so much Lucie for your kind words. It was a real pleasure working with you both and I trust you will all enjoy that forever home.
Sharon Emily Pugh
Horrabridge
Excellent service provided, Les was very professional and got us a great mortgage, he goes out of his way to help people, always easily contacted and calm ? .
Response : Thank you Sharon. I am glad I was able to help. I hope you enjoy your new home.
Anders Andersson
Staines
We have been extremely satisfied with LEA Financial Services helping us with our mortgage needs. Being first time buyers, having had to navigate through the jungle of new and different terms on the housing market, Les has been amazing at giving quick answers and detailed yet easy-to-understand information. We have received great advice on our different options to find the one best suited for us. Les has also always been available to answer any of our many questions in a professional and friendly manner. A sincere thank you for helping and guiding us to buy our first home.
Response : Anders & Catherine, it was always a pleasure to work with you both. Thank you so much for your kind review and I hope you will both be very happy in your new home. Best wishes; stay safe.
Alberto Ciniccola
Crayford
LEA Financial Services were incredibly helpful, professional and delivered exceptional customer service. We were always able to contact them when needed to. They provided clear and concise advice consistently. I recommend their services entirely.
Response : Alberto, it was a pleasure helping you and Rossella. Thank you very much for your kind words; I hope you arae enjoying your new home and remaining safe is these difficult times.
Michael Dugdale
Plymstock
Les offered calm and assured advice on the best mortgage to go for. He was always on hand to answer any questions. He was a steady hand during a hectic time. I would happily recommend LEA Financial Services to anyone.
Response : Thank you Michael; it was a pleasure to help you both and I hope you will be happy in your new home, soon. Stay safe.
Ian Potts
Plymouth
Les Whitfield provides an excellent service every time- I would always get him involved in my property purchases.
Response : Thank you very much Ian; always a pleasure and I look forward to your next project. Best wishes, Les.
Phillip Lamerton
Battersea
We have been using LEA Financial Services for over 15 years and have recommended them to others quite a few times. They have arranged several buy-to-let mortgages for us and they assisted us in registering a limited company. Not many brokers operate like LEA Financial Services. They always provide an intelligent and easily-understandable explanation after thoroughly checking our circumstances. On occasions, they have sent illustrations for two alternatives with one recommended as more suitable for us than the other. Later, when checking the small print, we realised they were earning less commission on the product which they said was best for us.
Response : Thank you Phil; you have always been a pleasure to work with and, in addition to appreciating your warm words and the long relationship we have, we also have been delighted to help all those you have referred to us. We wish you well with your new ventures and will assist wherever and whenever you need us. Kind regards, Les.
Jim Stowe
Saltash
Would highly recommend. LEA supported us in a long and difficult mortgage application running over 18 months. Despite having the first sale fall through, forcing us to take a break from buying and selling and re-applying for a new mortgage, LEA only charged us once for their service. The mortgage finding service was fantastic as one of us had a Debt Management plan going. Les was able to advise us on how to get rid of this and be able to make a larger loan application subsequently and thus buy a much better home. Les himself is friendly, approachable, non-judgmental and hugely knowledgeable so I do not hesitate to recommend him to anyone seeking financial advice.
Response : Thank you very much Jim for your very kind words, which are much appreciated. It was a pleasure to be able to help and I hope you are now happy in your new home. Best wishes, Les.
Daniel Herrera
Callington
We have used Les for more than one mortgage or insurance and he has always found the best prices for us and in a speedy way which for us is very important. Totally recommended.
Response : Thanks you Daniel. We are delighted to have been able to help again and look forward to assisting when you need us again. Best wishes, Les.
Ursula Ambler
Plymouth
Currently living 30 miles from Plymouth, we made the decision to be near tosecondary schools for our teenage children and bought a second home inPlymouth. Les researched and provided us with various options on availablemortgages which best suited our needs; with a wealth of experience in thearea he was able to provide absolute clarity on all aspects which we wereunsure about. He was extremely understanding when the first house we werehoping to buy fell through just days before we were due to exchange contracts. Furthermore, when we eventually found and bought another house Les deducted his initial fees from the final invoice, unlike the solicitorsand mortgage lenders who we had to pay twice! Les provided a professionalyet friendly service throughout, we couldn't have done this without his helpand can't thank him enough.
Response : Thank you so much for your kind words abd generous comments. I am glad we were able to help and we were disappointed at the loss of your first deal, which was not due to any fault on your part. I hope you are now settled in your home, that the children are happy at their new schools and that business is booming. Please let me know of any other assistance I can offer.
Myriam Bedreddine
Leigh-on-Sea
After a terrible experience with a London mortgage based broker, we contacted Les who has been recommended by my in laws. His service has been excellent from beginning to end. Les is an expert in his field and recommended us the perfect product and mortgage and despite a few obstacles, has everything sorted for us very quickly. We are now home owners and really grateful for the job completed and will definitely use his service again when we do remortgage. Massive thank you for your professionalism and your guidance with our mortgage application. Warmest wishes Myriam and James.
Response : I really appreciate your review and am glad that we were able to help and to justify your in-laws' faith in us. We will welcome any referrals you would care to make and will be happy to help with any other issues you may have as and when you may need us. I hope you will enjoy your new home. Best wishes, Les.
Dr Frank Abraham
Plymouth
Les Whitfield provides a very good and quick Mortgage advice service, even in more unusual cases. I fully recommend his services to anyone who needs independent and fair mortgage advice.
Response : Thank you Frank; I appreciate your remarks. Your case was certainly unusual considering that, in addition to your personal timing requirements, we also had to find a legal firm in the other country that had the qualifications that your lender needed. We relish challenges. I am glad we met the challenge.
Jessica and Fletch...
Plymouth
LEA Financial Services have been so supportive during the whole process, helping and giving advice at each stage. Its never too much trouble for LEA Financial Services and would 100% recommend to anyone! For first time buyers, its a stressful time but LEA Financial Services have made it much easier.
Response : Thank you Jessica and Fletcher. I am so glad we were able to help you get your first home and, of course, we are always here for you as and when you need us. Best wishes, Les.
Louise Nunn
Cullompton
Amazing quality service. Les helped us buy our first house and has been so helpful with every step. He answered every question we had (there were a lot! ) at anytime of day and didn't make us feel silly for asking it. He made everything simple to understand and was honest as well, detailing everything we would need to do. I can't thank him enough for his help. We will definitely use him again in the future. Thanks again :).
Response : Thank you Louise for your kind comments. I was delighted to have been able to help you both and am available to you at any time should you need anything at all. Enjoy your new home. Best wishes, Les.
Karen Houghton
Warrington
We have used les for many years and he continues to give us outstanding service and value for money. He is very diligent in his work and invests considerable time in assessing the best options for his clients. He is extremely personable and profrssional and I would not hesitate to recommend les and his services.
Response : Thank you very much Karen for your kind words. They are very much appreciated and I look forwarding to working with you again in the future. Best wishes to you, Anthony and the children.
Christophe...
Woking
Excellent service! Always ready to go the extra mile, to get you over the finish line promptly.
Response : Many thanks Christopher. It was a pleasure to help you and I look forward to assisting again in the future. Best wishes, Les.
Jan Gorman
Crawley
Have used this company for 10 or so years. Excellent service always.
Response : Thank you, Jan. Always a pleasure.
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