Kerr & Watson

About Kerr & Watson

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Bespoke Mortgage And Insurance Advice.

Kerr and Watson is an independent regulated mortgage and insurance broker with access to the whole market.

We have a wealth of experience and strong industry relationships with high street providers, specialist lenders and insurers. This puts us in a prime position to secure your perfect mortgage and insurance policies.

We’ll provide you with a tailored financial solution to meet your individual needs.

Based in Farnborough, Kerr and Watson was founded by Stephen Kerr and Daniel Watson, both driven mortgage professionals with decades of combined experience in financial services.

Stephen’s background is mortgage and insurance broking, whereas, in addition to being a qualified broker, Daniel has been a successful business development manager for multiple specialist lenders. During this period, they regularly worked closely, with Daniel being a key contact to Stephen for specialist mortgage cases that he had needed to place for his clients.

With utmost respect for one another’s abilities and industry reputation, they discussed the idea of opening a brokerage together. With Stephen’s background in arranging complex mortgages and Daniel’s business development expertise, it was clear there was potential for a brilliant firm.

The goal was to offer a quality of service that they would want their own family to receive. This would mean opting for a common sense approach, jargon-free language and the customer journey always being at the centre of everything they do.

Direct authorisation from the Financial Conduct Authority was chosen, rather than applying to trade as an appointed representative of a network. The result was a tougher authorisation journey and a longer waiting time for approval, but worth the sacrifice to offer a true independent and whole of market service that they felt was vital.

When choosing their company name, they needed one that would demonstrate full confidence in their service and continue to hold them accountable as the business grows. With this in mind, the natural choice was ‘Kerr and Watson’.

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