Financial Service Solutions

About Financial Service Solutions

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Financial Service Solutions is a Whole of Market mortgage and protection Broker based in Essex, serving Essex and Home Counties and London. I am trustworthy, experienced and transparent, fitting around my client’s commitments, carrying out evening and weekend appointments when necessary. I take pride in my approach with my clients, offering professional advice, tailored to your individual needs. I concentrate in helping you understand all of your mortgage and protection options, so that you can make smart and informed decisions. I take the time to make sure you understand the process, answering any questions you may have along the way.

We Understand how Important getting a Mortgage decision is.
Whether you are buying your first home, or up sizing or downsizing – the lenders would have many different types of mortgages options to choose from. It’s not just about taking out a mortgage, it’s getting the right product which is cost effective and works for you. It’s getting the keys to your new home, improving the one you’ve got or arranging your finances for something else. There are many types of mortgages, the type of mortgage needed would depend on the reason it is required for.

Mortgages are Loans Secured on Property.
When you consider a mortgage, think about the reasons for the mortgage. Mortgages are secured on property for many reasons, moving home – residential mortgage, buying a residential property to let out – buy to let mortgage, ending a fixed rate term and want to get a better rate or want to release capital from the equity of the property – remortgage, need to raise funds for some legal reason – second charge loan, then you have first time buyer and self employed mortgages.

How do Financial Service Solutions arrange your Mortgage.
We are “whole of market” brokers, this allows us to use state of the art software that is updated daily to carry out our research. We use the information you have given us in the Fact Find to get the best product that is suitable and meet your requirements.

We know everyone would have a different requirement. So we have listed our services in a menu making it easy for you to choose your product category.

Life Insurance.
When clients are considering life protection, we access the “whole of market” as part of our research. Working closely with our clients, and completing a full Fact Find; we understand what our clients’ needs are. If you are a business or personal client, the information we collect helps us to establish what is important to you and we make our recommendations based on this. As part of the process, we would cover and consider all areas of protection, such as income protection, critical illness, key person insurance and more.

Building and Contents Insurance.
If you have a mortgage, be it a residential, commercial or buy to let, your mortgage lender would require you to have building insurance. However, it is good practice to consider building and contents insurance. Landlords often take out building insurance and some may even consider other options like rent guarantee, emergency cover and legal protection.

Wills and Powers of Attorney.
We have included Wills and Powers of Attorney with the insurance section. We feel that a Will and Powers of Attorney are an important part of future planning for an individual or a business and acts to insure your assets. There are two types of Powers of Attorney, health and welfare and Finance and property.

Getting your mortgage right is as important to me as it is to you, that is why I take the time to get to know you.

Our services.
Things to consider:
• Whole of market, not tied.
• Offer protection advice.
• Competitive quotes obtained from Solicitors.
• Buy to Let remortgage.
• Fully managed process from start to finish.
• Obtain quotes for B&C insurance.

A complete professional and personal service for you, building a long term relationship. I am always accessible by phone, email and face to face.

Please make borrowing decisions carefully, your home or any other property or asset offered as security for a loan or mortgage may be at rise of repossession if you cannot keep up the agreed payments.

Financial Service Solutions Ltd is an Appointed Representative of Newleaf Distribution Ltd who are authorised by the Financial Conduct Authority. Number 460421.

Head Office: New Leaf Distribution Limited.
165 - 167 High Street.
Rayleigh.
Essex.
SS6 7QA.