Falcon Finance

About Falcon Finance

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Falcon Finance is a whole-of-market mortgage and protection broker based in Sevenoaks, Kent, working with clients across Kent, London and the South East.

We search lenders across the market to find a mortgage that fits your circumstances, not just the headline rate. We help first-time buyers, home movers, remortgage clients, landlords and buy to let investors, and self-employed and contractor borrowers. We also handle more complex cases, including adverse credit, bridging finance, second charge loans, later life lending and large loans. Alongside mortgages, we arrange life insurance, critical illness cover and income protection.

Meetings are held at our Sevenoaks office by appointment, or by phone and video if that suits you better.

Falcon Finance is a trading style of Momentum Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 1011740).

Your home may be repossessed if you do not keep up repayments on your mortgage.

How we work with you.

Every case starts with a conversation about what you want to achieve, whether that is buying your first home, moving, releasing equity or growing a rental portfolio. We then look at your income, credit history and deposit the way a lender would, so you know where you stand before anything is submitted.

From there, we compare options from high street banks, building societies, specialist lenders and private banks, and explain in plain English why we are recommending a particular mortgage. We handle the application, chase the lender and keep you, your solicitor and your estate agent updated through to completion.

We are used to cases that do not fit a standard box: income from bonuses, dividends or day rates, recent defaults or CCJs, non-standard properties and tight deadlines. Where a mortgage needs protecting, we can also review life insurance, critical illness cover and income protection so your plans hold up if something changes.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Areas we cover and our qualifications.

Our office is in Sevenoaks town centre, and we work with clients throughout Kent, including Tonbridge, Tunbridge Wells, Maidstone, Dartford and Swanley. We also cover South East London (Bromley, Eltham, Sidcup, Chislehurst, Blackheath and Lewisham), Surrey, Sussex, Essex, Hertfordshire and Buckinghamshire. Because most of the process can be done by phone, video and secure document upload, we can also help clients elsewhere in the UK and UK expats buying here.

Our advice is given by a CeMAP qualified mortgage and protection adviser, who is also qualified in commercial, bridging and second charge lending. Every adviser giving regulated mortgage advice appears on the FCA’s public Financial Services Register, and you are welcome to check ours before we speak.

Falcon Finance is a trading style of Momentum Financial Services Ltd, authorised and regulated by the Financial Conduct Authority (FRN 1011740).