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5 Customer Reviews
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out of 5 | Dear All, Just a thought. Are you confident the names of the individuals you've had dealings with at Perfect Day were there real names? If yes, why should they not re-appear using different names? I've been wondering if you could put a description of them in this post as I might have come across one of them. Not only would I love to help you with getting your money back I also would like to make sure as many people as possible are being made aware of the danger of loosing there hard earned monwy - so please be as precise as possible. Kind regards, Tarvoc |
out of 5 | Perfect Day is now in administration. If you have lost money through Churchills, there is an information group you can contact at actionagainstchurchillsgooglemailcom however the prospects do not look good. |
out of 5 | Ed Shardlow at Perfect Day called me in 2005 after a friend of mine who was a client passed my details to one of their consultants.
At the time I felt I needed some guidance with my financial affairs and Perfect Day seemed ideal as they could offer advice in a range of areas.
Initially I was fairly impressed with Perfect Day. Within a few weeks they had recommended I invest the money (around £9000) I was saving for a deposit on a house in the UK in an off plan development in Estonia. This development was being run by Churchills properties Overseas. I was assured that the turn around on these projects was quick and that in a years time I would be in a position to sell the finished property on. This was when I thought I would be financially ready to buy over here. In retrospect I was probably a little naive but Perfect Day were quite pushy and convinced me that I was not making the most of my savings by keeping them in high interest account. Now, being older and more financially astute I realise that it was very bad to advise someone to put every penny of their savings in one development that was obviously going to be subject to delays. I continued to use Perfect Day's services for another 2 years. During this time I gradually started to lose faith in them. My account manager consistently kept me waiting when I turned up for consultations. The consultations were often held in an open room with other clients around. I once expressed concerns about discussing my financial details in this environment but my concerns were ignored. During the consultations my account manager frequently talked about himself for long periods of time and didn't seem particularly focussed on my account. He constantly pressured me to give him the contact details of my associates so he could cold call them. I refused to do this but he still persisted. I was often pushed towards particular financial products, often very expensive products that I didn't require. During this 2 year period I expressed concerns about the delays in my estonian investment but these were brushed aside. In fact on one occasion my account manager told me it wasn't a bad thing that the development had been delayed as the property prices were still rising in Estonia so I would make a bigger profit when it did complete. This angered me as he was aware that I was still relying on the money I had invested to put a deposit down on a place in the UK and my plans were being delayed They never actually informed me during this time that the development hadn't even been started. The final straw came when I had an unexpected windfall that meant I could go ahead with purchasing a property in the UK. My account manager pressed me to use the services of a mortgage advisor who charged £300 for his services. I used a different mortgage advisor who charged me nothing and arranged me a mortgage I was very happy with. When I informed my account manager of this he got angry and actually had an argument with me on the phone. At this point I decided that I was no longer going to pay Perfect Day a yearly retainer to bully me in to using expensive products that I didn't require. when I didn't renew my retainer I received quite an aggressive call from my account manager who seemed to take it as a personal affront that I no longer wished to use Perfect Day's service. 6 months after ending my association with Perfect Day I discovered that the company who were developing my property in Estonia had disappeared - along with my deposit. I contacted my old account manager at Perfect Day. I aksed him if he was aware of the situation and was given a very curt reply saying that they were aware of the situation and that I would be kept informed of any developments but they were obviously going to be 'focussing on helping their current clients'. I never heard anything else from Perfect Day despite trying to contact them a few times. Now it appears that the company has gone in to administration. I feel extremely disappointed that I was let down so spectacularly by this company when I placed so much trust in their ability to help me manage my finances. financially they have set me back at least 2 years |
out of 5 | The biggest Financial mistake of my life and one that has set me back 5 years in my financial planning. They were the company that were helping me to get organised, investing in the right funds, protecting me with insurance policies, and in there words 'providing all round financial account management'. The individuals i had the mis-fortune of dealing with were Lee Wells. He missed meetings, was generally very slow in response times and in retrospect, all the advice was geared to his commisions. However, the largest con was the 'strong advice' to invest in a Estonia off plan opportunity via Churchill's Overseas. After they collected their commision from Churchill's, theu never kept me updated on the project and after considerable chasing when the development was due to come to fruition, i found out that they had not even started building. Perfect Day and Lee Wells wee fully aware of this and even had a director of Perfect Day become a director of Churchill's. Churchill's after collecting many many deposits from Perfect Day clients, and then having the key Perfect Day contact to then join the, liquidated and disappeared with all the deposits. Disgusting, and certainly a very nasty smell has remained about the elaborate nature of the aquiring and disappearing of funds. Perfect Day / 20/20 have now also disappeared, and i have had no reply to my calls or emails from Lee Wells for the last 3 weeks. The Perfect Day people will without doubt re-emerge at different organisations but if you make one decision, then my advice and guidance would be DO NOT work with them as they are VERY persuasive sales people. |
out of 5 | If you don’t read anything this year Please and I say again PLEASE read this review. It could and will save you thousands of pounds!! I was a client and after a rep from the company cold calling me back in 2005-2006 I thought I’d try their services as they came across very professional, but that was my biggest mistake and one which later proved costly! They made so many financial judgemental errors and on top of that the extra hidden charges I was paying for things (Pension swapping, Re-mortgaging etc…) on top of my monthly subscription was costing me a fortune! Also then came the Big one!! Me and many other Perfect Day clients were sold the off plan investment deal in Estonia and 3 year later we all ended up with NOTHING apart from a huge hole in all our wallets as millions of pounds of Perfect Days clients money simply disappeared into thin air when dealing with another company called Churchill Overseas Ltd on the approval of Perfect Day as like I mentioned they presented us clients with the investment. We as clients didn’t go looking for it! Perfect Day did NOTHING to compensate us the clients for their poor judgement with this whole mess and to date they still refuse to help clients who lost money with this non-starting investment even though it was a Perfect Day Investment Deal in collaboration with Churchills being the developer. Perfect Day was finally placed into Administration in December 2008 (and Churchills Overseas several months before that!) and I for one was happy to hear that as for me they lost me over nine thousand pounds as they lied to me in order to get me to invest in what now looks and seems like a “scam” investment in Estonia! Maybe it’s me but isn’t it erm… a bit of a coincidence that the both Churchills and Perfect Day went into liquidation in the same year (and several months apart) and over one million pounds of clients investment funds has just disappeared? Hey… Maybe like I said… It’s simply a coincidence! Hmmm I am not the only one who invested and like I said all Perfect Day clients fund with that deal has totalled well over one million pounds!! When trying to get hold of them you CAN’T (They never returned calls OR answered emails which to me was a clear indication of guilt! What else could it be as they had blackberries so could reply on the go, so they didn’t need to be at an office terminal to send emails or make a call!) And from what I’ve heard they could be planning on starting up the same financial advisory business practices with a new name and backing from a new company called Intrinsic so beware. The 2 individuals I dealt with from that company were Phil Nunn and Lee Wells, so if you ever come across them be careful and invest ANY funds with them or with their advice at your own peril! YOU HAVE BEEN WARNED. Trust me… I wish someone would had gave me this advice all those years ago as I am fighting now to get my “Stolen” money back. If nothing else comes of my fight I’d like to at least know I could have helped someone else from going through the hell I’ve been put through with that company! Once again YOU HAVE BEEN WARNED! |
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| Last Updated : 28 February 2007 | ![]() | Report inaccurate content |