Direct Line Shop Insurance UK

The Direct Line Shop Insurance is for businesses that provide a service or sell stock from the premises, so if you run a hairdressing salon, a newsagent, or a floristry service, it’s worth taking a closer look. Whether your business is run from the retail park unit or a shop on the high street; Direct Line can offer something suitable.

This product is designed to cover you and your shop for legal liabilities, stock or valuable equipment – whatever it is that you need to protect. Direct Line Shop Insurance starts with the basic cover – then you add bits on to the policy here and there to make sure it works for you.

It’s quick and easy to get a quote – just visit the Direct Line Shop Insurance page and remember to make the most of their guarantee to beat the renewal quote offered by your existing commercial property insurance.  Your renewal quote must provide cover on an equivalent basis to theirs.  Qualifying criteria apply.

Standard Direct Line Shop Insurance covers up to £250,000 worth of business contents, and public and product liability of up to £2,000,000 – for injury or damage to the public and their property. You will also be covered for loss of any income of up to £500,000 over a 24 month period, as caused by an insured incident. Additionally, standard shop insurance covers loss of money and up to £2,000 cover for goods (including up to £750 for wines/spirits) in transit in your vehicles.

Importantly if you own a growing business; your Direct Line Shop Insurance can be adapted when your circumstances change. And from the outset you can also extend the following parts of your standard cover: Buildings up to £2,000,000, Cover against the loss of your drinks licence, and Personal Accident cover.