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|Original Message Added : 5 Apr 2012|
I am volunteer chairman of a large residents association for a residential block of apartments (212 units)
The development was built in 2006 and we have had ongoing problems in relation to water leaks. To cut a long story short our building insurers employed a building pathologist to investigate and establish the cause. The outcome is now a detailed report evidencing numerous examples of poor & defective workmanship carried out by the plumbing contractors at the time of installation. Too date the plumbing defects have resulted in claims to our insurers in the region of £200k to £300k for repair of damage to owners flats, communal areas etc.
This has now resulted in the nsurance company refusing to cover our building for water damage caused by plumbing leaks until all the issues have been resolved and the defects repaired. This in itself is a massive job which will cost thousands to rectify; we are a group of flat owners & volunteers and dont have the expertise or funds to rectify the poor workmanship, nor should we as the work was apparently poor in the first place. We have contacted the NHBC who say we are not covered for plumbing under their guarantee. Our insurers meanwhile appear to be pursuing the builders for recovery of the monies they have already paid out but dont seem to be preapred to take on the fight on our behalf to force the builders to rectify the poor workmanship they were responsible for.
I guess I have several questions I need a view on
1. are our current building insurers entitled to remove a critical area of cover out of the policy they provide?
2. Who's responsibility is it to legally pursue the builders to ensure they come back to our building and rectify the poor workmanship, if proved?
It seems our insurers have wiped their hands clean about rectifying the future problems and are only interested in recovery of their losses. I am not totally surpried by that but as a group of owners/volunteers we feel left high and dry, well not dry... by all concerned.
Any help or views much appreciated
|Reply : 5 Apr 2012|
This advice is given in good faith...I am not qualified in any way.
|Reply : 26 Apr 2012|
Contact and invite tenders from property plumbing specialists (capable of handling such a large repair contract) British gas maybe.. 0800 009 4633
ask them for a site survey and to supply a fixed quotation to the insurance company's surveyors specifications and recommendations
with the repairs cost established find a specialist solicitor from http://www.lawsociety.org.uk/home.law
get proper legal advise, establish a plan
then call a residents meeting,
|Reply : 17 Jun 2012 - (Edited : 17 Jun 2012)|
|Reply : 18 Jun 2012|