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Pay As You Drive Car Insurance

Pay As You Drive Car Insurance

The 'Pay-As-You-Go' mobile phone generation is now being offered a "Pay As You Go Car Insurance" scheme by the UK-based eCar Insurance.

eCar Pay As You Go Insurance

Pay As You Go Car Insurance from eCar Insurance

  • Low cost short term Pay As You Go Insurance
  • Get a quote online instantly and be fully covered in minutes
  • Cover up to 4 drivers on 4 different cars at excellent rates
  • Earn 1 year's No Claims Discount for only 8 months' claim free cover




The insurance model works in a very similar way to the 'Pay-As-You-Go' (PAYG) tariff model that was famously developed by the mobile phone company 'Vodafone Ireland’ in the 1990s. Drivers can purchase cover as and when they need it - and then switch it off when it is not required.

Although it is being argued by some that there should be a limit to how much premiums should be individually tailored (thereby undermining one of the basic principles of insurance: pooled risk) the initial results of the 'Pay-As-You-Go' car insurance model look positive for infrequent drivers in the younger age-group.

Some other car insurance companies have warned that mileage represents only a small element of what constitutes premiums - but initial results show that motorists who don't use their car very often could save a significant amount of money on their insurance policies.

 


 
  • The Information above is correct as of the 31st of January 2009.
  • Policies are liable to change and are subject to the terms and conditions of the individual insurers.
  • The content of this website is for information purposes only and must not be taken or used as 'advice' on the type of financial product that is most suited to your needs.

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